Does reaching your mortgage free day sooner sound like a good idea to you?
Here are some simple questions to see how smart home mortgage refinancing and debt consolidation might help you. See how many you answer “yes” to.
- Do you have more than three credit cards that you use regularly?
- Do you make minimum payments or pay less than the full balance on credit cards most months? Last month?
- Are you saving and investing less than 15% of your income?
- Would you like to get out of debt entirely, faster?
- Would you like to lower your monthly payments?
- Could you use extra money to pay back taxes or put a child through university or for some other important purpose?
- Would you like to buy a new car or maybe even a new home within the next 6 to 24 months but aren’t sure you can get the financing or handle a higher monthly payment?
- Would you like to retire 5 to 10 years ahead of schedule, able to live on interest from your investments?
- Are there tax-deductible savings opportunities like RRSP’s, etc. that you are missing out on because you don’t have enough money after paying bills to do them?
- Would you like to take a really good vacation or make some improvements to your home this year without going into debt to do it?
If you answered YES to even a few of these questions, you should “re-engineer” your debt, interest and monthly payments to instantly improve your financial position AND get you on the straight and narrow path to freedom from debt, to true financial security.
Want to see if your debt should be “re-engineered”? Give me a call for a no obligation consultation at 250-826-3543.
April Dunn is a Mortgage Broker who has been assisting clients to purchase, refinance or renew their mortgages for over 20 years. April is the owner and a Mortgage Broker with The Red Door Mortgage Group – Mortgage Architects and specializes in Strategic Mortgage Planning. April provides a full range of residential and commercial mortgage financing for clients all over the province of British Columbia and across Canada through the Mortgage Architects network. April can be reached at 250-826-3543 or april.dunn@mtgarc.ca